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Home Loans

Make your dream home a reality

Fixed and adjustable-rate mortgages, refinancing and down payment help.

Get prequalified
Home Loans & Mortgages

Mortgage options

30-Year Fixed

6.50%

Predictable payments for the life of the loan.

  • Rate never changes
  • Lower monthly payment
  • Great for long-term owners
Learn more

15-Year Fixed

5.75%

Pay off your home faster and save on interest.

  • Build equity quickly
  • Lower total interest
  • Fixed rate
Learn more

Refinance

Save more

Lower your rate or tap into your home equity.

  • Cash-out option
  • Change loan term
  • Online application
Learn more

Mortgage calculator

Estimate your monthly payment. Figures are for demonstration only.

Estimated monthly payment: $0.00

Frequently asked questions

Some programs allow as little as 3% down.

An estimate of how much you may be able to borrow based on your finances.
Academic project, not affiliated with Bank of America